Courtni Jarmon

1023 1st Street, Surf City, NC 28445

$1,070,000
  • 1023 1st Street, Surf City, NC 28445 Main Photo

51 Photos

Active
BEDS3 BATHS2 full 1 partial SQUARE FEET1,440 MLS#100584283
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONOld Settlers Beach SCHOOLOnslow

Property Description

Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation.Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic:2026 ImprovementsWall removed between kitchen and living room to create a true open-concept layoutPopcorn ceilings removed throughoutShiplap ceiling with center beam and recessed lighting added in living room and kitchenKitchen upgrades:Large island seating six, designed for cooking, gathering, and entertainingNew 6-burner gas range with convection and air-fry ovenOver-range microwave removed and replaced with a powerful exterior-vented hoodNew microwave installed in the islandGranite countertopsAll-new soft-close cabinets, drawers, and pantry storagePantry cabinets include pull-out shelves with power outletsDedicated spice cabinetTiled backsplashPrimary bathroom upgrades:New soft-close vanity with quartz topTub removed and replaced with a custom tiled shower with glass doorNew lighting, fixtures, and mirrorsPocket door from laundry room removed and closed inGuest bathroom upgrades:New soft-close vanity with quartz topNew lighting, fixtures, and mirrorsNew ceiling fans in primary bedroom and living roomBeadboard chair rail replaced with a clean, modern finishPremium LVP flooring installed throughout, replacing carpet and older LVPAll light switches and plates replaced with matching white finishesFresh Sherwin-Williams paint throughoutBeyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind.Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets.The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment.This p

1023 1st Street | MLS# 100584283

This single family home located at 1023 1st Street, Surf City, NC 28445 is currently listed for sale with an asking price of $1,070,000. This property was built in 1992 and has 3 bedrooms and 2 full and 1 partial baths with 1440 sq. ft. 1st Street is located in the Old Settlers Beach subdivision within the Onslow school district. Search Old Settlers Beach real estate on courtni-hyatt.century21thomas.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s), Heat Pump
Heating: Propane, Heat Pump
Lot Size: 0.15 Acres
Roof Type: Metal
Stories: 1.0
Year Built: 1992

Amenities

Walk-in Closet(s)
High Ceilings
Whole-Home Generator
Kitchen Island
Elevator
Ceiling Fan(s)
Pantry
Walk-in Shower
Blinds/Shades
Walk-In Closet(s)
Shutters - Board/Hurricane
Outdoor Shower
Irrigation System
Storm Doors
Thermal Doors

Feature Descriptions

Accessibility: Accessible Elevator Installed
Appliances: Gas Oven, Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater, Gas Range, Generator
Association Amenities: Waterfront Community, None
Days on Site: 76
Door Features: Thermal Doors, Storm Door(s)
Exterior: Vinyl Siding, Wood Frame
Fencimg: Chain Link, Partial, Back Yard, Front Yard
Flooring: LVT/LVP, Carpet
Laundry: Laundry Room
Lot: Dead End, Front Yard, Boat Slip, Boat Dock, Boat Lift, Deeded Waterfront, Navigable Water, Water Depth 4+
Lot Dimensions: irregular
Other Equipment: Generator
Parcel#: 801-203
Parking: Attached, Covered, Lighted, Off Street, On Site, Paved
Parking Notes: Attached, Covered, Lighted, Off Street, On Site, Paved
Patio/Porch: Covered, Deck, Enclosed, Patio, Porch, Screened, Wrap Around, Rear Porch
Security: Security Lights, Smoke Detector(s)
Sewer: Municipal Sewer, Surf City
Special View Info: Canal, ICW, Marsh, Sound, Water
Utilities: Sewer Connected, Water Connected
Water: Public
Water Features: Boat Lift, Canal Front, Deeded Waterfront, Water Depth 4+
Window: Skylight(s), Storm Window(s)

Local Schools

High School: Dixon
Middle School: Dixon
Elementary School: Coastal
School District: Onslow

Listed By / Shown By

Listed By

Agency Name: REAL Broker LLC
Agency Phone: 919-348-2585

Shown By

Agent Name: Courtni Jarmon
Agent Phone: (843) 273-3575
Agency Title: CENTURY 21 Thomas

IDX logo

Estimate Your Payment

Estimated Payment

$ 2,693.44 per month $2,381.36 Principal & Interest $0.00 Property Tax (data not provided by mls) $312.08 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Login to My Homefinder